Loan Product

Loan Product Offerings Tailored to Your Needs

At Shah Mortgage, we understand that every client's financial situation is unique. That's why we offer a diverse range of loan products designed to cater to your individual needs and goals.

Our Loan Products:

  • Conventional Fixed-Rate Mortgages:

    Enjoy stability with a fixed interest rate throughout the life of your loan. Ideal for long-term homeownership plans.

  • Covnentional Adjustable-Rate Mortgages (ARMs):

    Benefit from lower initial rates that may adjust over time. Perfect for short-term ownership or when rates are expected to decrease.

  • FHA Fixed or Adjustable-Rate Mortgages (ARMs):

    Backed by the Federal Housing Administration, these loans offer flexible credit requirements and a low down payment option.

  • Temporary Buy Downs:

    Enjoy lower monthly payments

  • Jumbo Loans:

    For higher loan amounts, jumbo loans offer flexible terms and competitive rates.

  • Bank Statement Loans:

    No Tax Returns required. Focused for Self-Employed Business owners who may not have traditional income documentation like pay stubs or W-2 forms. Income verification is based on borrowers 12-24 months Bank Statement.

  • Debt Service Coverage Ratio Loans (DSCR):

    These loans are popular and beneficial for Investors exploring Income-Producing properties

Our experienced team will help you navigate your loan options and recommend the best fir for your financial goals. Our network of lenders ensures you have access to a variety of loan programs and competitive rates. Contact us today to explore your options and move closer to your dream of owning a home or becoming an investor.

Talk to a mortgage expert, now!